Positive trends in NEA Life Insurance claims experience have led the NEA Members Insurance Trust ® , in conjunction with The Prudential Insurance Company of America , to design a new term life plan that lowers premiums with a net reduction of ten percent.

The NEA Group Term Life Plan began on November 1, 2004 . In addition to a more favorable rate structure, the new Plan enables NEA members to obtain coverage in amounts from $25,000 to $300,000. The member's spouse or domestic partner* may also apply for coverage at the new, lower spouse rates, and all Plan participants may benefit from full coverage up to age 70.

Another NEA Members Insurance Trust product, the NEA Guaranteed Issue Life Plan, also issued by Prudential, now offers spouse coverage and two options for coverage amounts: up to $10,000 and up to $20,000.

For more information about the NEA Group Term Life Plan and the NEA Guaranteed Issue Life Plan, including any exclusions, limitations and restrictions which may apply, call the NEA Member Service Center toll free at 1-800-637-4636, Monday through Friday, 8 a.m. to 8 p.m. (or Saturday, 9 a.m. to 1 p.m. ) ET, or go online to www.neamb.com/insurance.

*Domestic partners are not considered dependents in all states.